Privacy Notice

Last updated: February 5, 2011.

This notice describes our privacy policy. By visiting Hublife.com, you are accepting the practices described in this Privacy Notice.

Information Gathered About Hublife.com users
The information we learn from users helps us personalize and continually improve your user experience at Hublife.com. The following are the types of information we gather.

Cookies

Sharing Information
Information about our users is an important part of our business, and we are not in the business of selling it to others. It is Hublife's policy to never knowingly share individual and/or personal information with others, and we hold that information in the strictest confidence. We share user information only as described below and with subsidiaries that Hublife.com controls and are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice.

Financial Information
At this time Hublife® does not charge for services or use of this website. As we are a content provider, we do not perform financial transactions ourselves. Any financial transactions are performed through identified providers and it is your sole responsibility to accept the privacy terms of that provider.

Third-Party Advertisers and Links to Other Websites
HUBkap may provide advertising and links to other Web sites from third parties. We do not provide any personally identifiable user information to these advertisers or third-party Web sites.

However third-party Web sites and advertisers, or Internet advertising companies working on their behalf, sometimes use technology to send (or "serve") the advertisements that appear on our Web site directly to your browser. When this happens they may receive your IP address, and may use cookies, JavaScript, web beacons (also known as action tags or single-pixel gifs), and other technologies to measure the effectiveness of their ads and to personalize advertising content. We do not have access to or control over cookies or other features that these sites may use, and the information practices of these advertisers and third-party Web sites are not covered by this Privacy Notice. Please contact them directly for more information about their privacy practices. In addition, the Network Advertising Initiative offers useful information about Internet advertising companies (also called "ad networks" or "network advertisers"), including information about how to opt-out of their information collection.

Information Access
Hublife.com gives you access to a broad range of information about your account and your interactions with Hublife.com for the purpose of viewing and, updating that information. You may access your information through the user interface and the user's personal account settings.

Children are Not Allowed to use Hublife.com
Hublife® is intended solely for users who are thirteen (13) years of age or older. Personal information about children less than 13 years of ages provided to Hublife® in association with your account may only be provided by that child's parent or legal guardian.

Conditions of Use, Notices, and Revisions
If you choose to visit Hublife.com, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, resolution of disputes, and application of the law of the state of North Dakota. If you have a concern about privacy at Hublife.com we will try to work to resolve it, so please contact us with a thorough description of your concern. Since our business changes constantly, and our Privacy Notice and the Conditions of Use also will change, we may e-mail periodic reminders of our notices and conditions, unless you have instructed us not to. However, you should check our Web site frequently to see the most recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of user information collected in the past without the consent of affected users.